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DirectAsia
Buy car, motorcycle, travel, maid and personal accident insurance online — no agents.
DirectAsia is an online-first insurer in Singapore. Instead of selling through agents or brokers, you buy directly on their website — you answer a few questions about yourself (and your car, bike or trip), get a quote on the spot, and can complete the purchase online.
The direct model is the whole pitch: no agent commission built into the price, policy documents delivered digitally, and renewals or claims initiated from your online account. It's best suited to people who are comfortable comparing cover options themselves rather than being walked through them.
What You Can Insure with DirectAsia
- Car insurance — comprehensive, third party fire & theft, and third party only cover, with optional add-ons like NCD protection and workshop flexibility.
- Motorcycle insurance — one of the few SG insurers with a strong online motorbike offering.
- Travel insurance — single-trip and annual multi-trip cover for leisure travel.
- Maid (domestic helper) insurance — the MOM-required cover for employing a helper in Singapore.
- Personal accident insurance — standalone accident cover for individuals.
Why People Choose a Direct Insurer
Buying direct means the quote you see is the price for your exact profile — age, driving history, no-claim discount, vehicle model — rather than a from-price in an ad. It also makes comparison shopping straightforward: run a quote at DirectAsia, run quotes at two or three other insurers, and compare like-for-like cover.
The trade-off is that nobody is doing the comparing for you. If you want hand-holding, an agent or a comparison marketplace may suit you better; if you know what cover you need, direct is usually the fastest route to a real number.
Good to Know
- Premiums are personal — they depend on your age, claims history, NCD, vehicle and cover level. Always run your own quote rather than relying on advertised figures.
- For car insurance, get at least 3 quotes before renewing. Loyalty rarely pays in SG motor insurance.
- Maid insurance has MOM minimum requirements — any compliant policy meets them, so compare on the extras (medical cover limits, wages protection) rather than the base.
- Check the current promotions and terms directly on DirectAsia's site — offers change and we don't list prices here.